Terms of Use — Dream Budget

Company: ICEMATIK NETWORK 5G LTD
Address: C/O 14043253 – Companies House Default Address, PO Box 4385, Cardiff, CF14 8LH, United Kingdom
Contact: director@icematik-network.pro
Phone: +44 7476 978672

Acceptance of Terms
By downloading or using this app, you agree to these Terms of Use. If you do not agree, please do not use the app.

Use of the App
The app is provided solely for personal use as a financial diary and savings tracker. Users can record goals, savings, and related notes for personal organization purposes only.

Data Ownership
All data entered by users is stored locally on their devices and remains their sole property. The developer has no access to this information.

Restrictions
Users must not use the app for unlawful or fraudulent purposes. The app should not be used to store sensitive banking data or confidential financial information beyond personal notes.

Intellectual Property
All rights to the app, including its design, code, and content, belong to ICEMATIK NETWORK 5G LTD. Users receive a limited, non-exclusive, non-transferable license to use the app for personal use only.

Disclaimer of Liability
The app is provided “as is” without warranties of any kind. The developer is not liable for any damages, data loss, or issues arising from the use or inability to use the app.

Termination
We reserve the right to modify, suspend, or discontinue the app at any time without prior notice.

Changes to Terms
These Terms of Use may be updated periodically. Continued use of the app after updates means acceptance of the revised terms.

Contact Us
For any questions or issues related to these Terms, contact:
Email: director@icematik-network.pro
Phone: +44 7476 978672

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